Free Mortgage Calculators — Find the Right Tool for Your Situation

Free mortgage calculators and planning tools built for home buyers, homeowners, and investors. Estimate payments, compare rent vs own, preview taxes and insurance, analyze investment deals, and more. No login required.

Home Buyer Calculators

• Payment Estimator — Calculate your monthly mortgage payment with live rates
• Budget Builder — How much house can you afford?
• Rent vs Buy Calculator — Compare the real cost of renting vs buying
• VA Loan Calculator — VA loan payment calculator with funding fee rates
• Self-Employed Income Calculator — See what a lender counts from Schedule C, S-Corp, or rental income

Homeowner Calculators

• Refinance Calculator — Should you refinance?
• Net Proceeds Calculator — Estimate your home sale proceeds
• Tax & Insurance Preview — See how property taxes and insurance affect your payment
• Property Tax Lookup — Look up property tax rates by zip code
• Home Insurance Estimator — Estimate homeowners insurance costs
• Homeowner Cost Check — The real monthly cost of owning a home

Investor Calculators

• DSCR Deal Analyzer — Analyze rental property cash flow and DSCR ratio
• Fix & Flip Deal Analyzer — Calculate fix and flip funding, profitability, and ARV

Budgeting Tools

• Cash Flow Budget Planner — 90-day cash flow forecast