Build a 3-month forward budget — see your income, bills, and what's left to get ahead. This cash flow planner helps you see exactly when money comes in and goes out so you know what you can safely spend or put toward debt payoff before buying a home.
How It Works
Enter your current checking balance and the date it's accurate as of
Add your income sources with pay frequency (biweekly, semi-monthly, weekly, monthly, or one-time)
Add your recurring bills and payments with due dates
Track revolving debt accounts — credit cards and lines of credit with balances, APR, and minimum payments
Audit your subscriptions to find forgotten recurring charges
The planner projects your balance day by day for the next 90 days
Low-balance warnings highlight when your account may dip below a safe threshold
Use the results to identify safe windows for extra debt payments or savings contributions