See how property taxes and homeowners insurance affect your total monthly housing payment. This tool helps buyers and homeowners understand the escrow portion of their mortgage — and avoid surprises from escrow shortages or rate increases.
How It Works
Enter your home value and local property tax rate (or look it up by zip code)
Add your annual homeowners insurance premium or use the built-in estimate
The calculator shows your monthly escrow payment for taxes and insurance
Combined with your P&I payment, you see your full PITI monthly cost
Adjust values to model escrow changes from reassessments or insurance rate hikes